Do you have questions about how bankruptcy works? Or about whether or not it is worth it for you to consider filing a bankruptcy case? Even if you are not ready to schedule a consultation, we invite you to call or email today so that we can help you to learn more about bankruptcy and your options. We are happy to explain how bankruptcy works, to talk about what you can expect to pay to file a bankruptcy case, or to go more in depth into your specific situation.
Willamette Valley Bankruptcy is a bankruptcy law firm that advises individuals who are experiencing financial stress caused by creditors, including doctors, credit card companies, and government agencies. Whether you are being sued and your wages are being garnished by creditors today or have simply come to the realization that you will not be able to stay current with creditors much longer, it's a good idea to call or email today to learn more about bankruptcy.
You can choose to speak with an attorney over the phone before scheduling an in person consultation if you have questions regarding bankruptcy and your eligibility for bankruptcy but aren't ready for your free in-person consultation. This phone consultation can save you time and help you to decide whether you want to schedule a free in-person consultation. When you make your first call, it is helpful to have some basic information available, including you much income comes into your household, estimated values of vehicles and real property, and approximately how much debt you owe. We ask about these things so that you can find out whether bankruptcy may be an option for you, whether you will be able to keep your vehicle and home, and whether bankruptcy will wipe out your debts.
At your initial consultation, we will spend about an hour analyzing your situation to determine whether you are eligible to file bankruptcy under the "Means Test," whether your assets will be protected under Chapter 7
or Chapter 13 bankruptcy
, and whether your debts can be discharged, or wiped out, through the bankruptcy process. We will ask that you bring recent paystubs and a recent tax return to this appointment. Our goal is to make sure that by the end of this consultation, you have a clear understanding of your options and of the bankruptcy process.